Welcome to Atlas Insurance Agency

Hello everyone. Please take a look at our site then call us for a quote. 15 years experience and great carriers to help you.

About Us

Protecting Futures

We have 15 years of insurance experience helping clients prepare for the unknown. Ask us about:

  • Home
  • Auto
  • Commercial
  • Life
  • Flood
  • Retirement Preparing

We can access many different insurance products so you can get the right one for you.

Assessing Need

Many financial experts will tell you that unforeseen events and a lack of the right kind of insurance can have a major impact to your financial well-being . Call us today, and we'll analyze your insurance needs and get you covered properly at the right price and value.

WE ARE INDEPENDENT AND INDEPENDENT MEANS "OPTIONS"!


Building Relationships

Everyone has different insurance needs. Call us today for an individualized Personal or Commercial assessment (cookie cutters are for baking) and find out how we can help protect your hard-earned assets.

WE WILL PUT OUR BEST PROPOSAL FORWARD AND EXPLAIN AND EDUCATE YOU ON IT'S MERITS AND BENEFITS. WE DO NOT PRESSURE OR MISREPRESENT. 

More than 85% of our clients have been with us for 10 years plus.

Our Team of One

Rich Anaya Agent

Rich started in insurance doing medical  claims billing. After learning the jargon, procedures and the many rules, regulations and details he decided to be on the set-up side of insurance. He got licensed in Property and Casualty, Life, Health and Disability in one shot. 2 years later he obtained his Series 6 and 63 for securities. 

He started with 0 policies and built up the agency with a lot of work, meeting people and continuously learning. 

From Day 1 it has always been focused on YOU the client. "I still service the first clients that I signed. I've seen them buy new cars, move into a new home, have children and move up in their careers. It's really gratifying."

"Yes, I use 'us' and 'we' even though it is only me as Atlas Insurance Agency. I'm too modest to use 'I' all the time and it is a team of me and my carriers and all the good folks that work there. I communicate with them often."

UMBRELLA LIABILITY PROTECTION

Extra Liability Coverage available for your Personal Assets or your Business Assets. The more you acquire, the more you need to protect.

TRUTHFUL GUIDANCE

We strive to remove the confusion involved in setting up your insurance. Our approach is education and information first THEN we will find the best value for your dollar. Cutting corners or pressuring you is not our way of doing business and we hope to keep you around because we gain your confidence.

OUR GREAT CARRIERS:

Great American/Annuity Investors Life

Started with this group in 2005 and focused on educators in the public schools. The 403(b) Tax Sheltered Annuity and IRAs are a greaty fit to bolster retirement when you have an employer funded plan in place. Fee-free and risk-free options available and can have an income tax benefit. (specific to the individual and must qualify by IRS guidelines)

MetLife Auto-Home & Met Life Insurance & MetLife Commercial

Started with Met in 2007 and Snoopy was all over the place. The Home insurance policies have always been strong and can include Earthquake. The Auto insurance might cost a bit more than others but the claims service is unbeatable and the Home-Auto discount is generous. The Life insurance tables were recently revamped to include a higher life expectancy and better availability to health care and thus rates went down. The Commercial side offers a great Business Owners Policy for small businessees and is competitively priced. Recently Snoopy was not offered a renewal with Met.

Progressive Auto

Started in 2008 with them and right off the bat they had great rates, a forgiving rate for the "dinged" driver and outstanding claims handling. Nearby Progessive managed repair shops are guaranteed for the life of the vehicles and to your satisfaction!! I've seen high-end BMWs come out of there looking brand new but you can choose any shop you want. They are fantastic with RVs, boats, Motorcycles, ATVs, snowmobiles and Commercial Auto and Fleet. 

MAPFRE-Commerce West-American Commerce

One of the best insurance companies you've never heard of. The name is from a Spanish acronym and they were founded in Spain. Incredibly strong and sound internationally they found their way to Washington by buying up the commerce group that offered AAA (the auto association) insurance to their members. Members are still insured and AAA members still get an amazing discount and perks; new clients with MAPFRE benefit too. They have one of the best consumer standings with the Office of Insurance Commission: better than: statefarm, gei co, amica, travelers and even usaa.

INDEPENDENT vs. captive agent

Captive agents work for only one insurance entity. They are limited by the captive company to only offer their product. Because of this they may try to put you on their product regardless of whether it is best for you or not. Independent agents can quote and search many insurance carriers (not all carriers are the same or rate you the same). No matter what your situation is, us independent agents can find the best fit for you and have no restraint by any one company to move you elsewhere if it is best for you. 

Frequently Asked Questions


"Why go with Atlas instead of one of the big name people?"
I am independent, I have experience, you are so important to me and I am looking out for you. That's why. I know the insurance industry and all the lingo. I am here to put my best foot forward and educate you and help you navigate this complex world of insurance. I am confident that I can help you but if you are fine where you are, I am honest and will let you know. I have had people switch over to my agency and pay a little bit more simply because they liked my approach and felt better about doing business with me than others.
"How do I know I will have a good insurance company?"
Before I sign on with an insurance carrier to write up your insurance with them, I research them and interview other agents that currently offer them, I look at their credit worthiness and financial well-being, and I look for specific ways that they can help people. If I see any fault or short-coming that I cannot endorse I simply do not write with them.
"I have been with my current outfit for 20 years, why change?"
You don't have to change but you don't have a marriage contract either. Every year you get a renewal offer and every year you have the option to look at alternatives. Things change in your life and situation. You may have a better credit score than you did 3 years ago, you may not have any claims in the past 5 years or the opposite. I like people who stick around for the long haul because you see the big picture. Change can be a good thing. But by not changing you may be denying yourself an opportunity. Changes can be adverse and I have helped many in this situation. There's never any pressure to change to Atlas but if I can find a better value and fit for you; why not?
"I had a bad experience with an insurance company; I know I have to have car insurance by law but I don't want to give them any more of my money. What do you think?"
Washington law requires basic liability auto insurance, mortgage companies require insurance on the house structure, Car loan or lease companies require coverage on the car itself. After this it is a matter of how much you want to pay for losses out of your own pocket OR pay the insurance company to take the risk for you. Not only do they pay claims but they have attorneys on your behalf to defend you that would otherwise cost you $5000 a year, $10000 a year or more for a fraction of that.This is a reality we can discuss together so that you can pay a fair amount and protect yourself at  the best value. PS: none of my clients have minimum liability; it is just not enough.

Shall I contact you? No spam, it is just friendly contact.

Simply a quick reminder, tidbit of info or a brief update about us that may affect you.

Contact Us

Drop us a line!

Better yet, let's meet up.

We love our customers and will make meeting up as convenient as possible. Most people prefer to meet at their home or place of work. The address below is for mail only. 

Atlas Insurance Agency

PO Box 47174, Seattle, WA 98146

(206) 276-1649

Hours

Mon

9:00 am – 6:00 pm

Tue

9:00 am – 6:00 pm

Wed

9:00 am – 6:00 pm

Thu

9:00 am – 6:00 pm

Fri

9:00 am – 6:00 pm

Sat

By Appointment

Sun

Closed

Atlas Interviewed and assisted with content on TV

Check out this great video